WTF.
The fact remains that the tax appraisal is significantly lower than the asking price, and we are still going to play hard ball and say that our offer is contingent on getting the loan (read: if the house appraises for lower than the bid, the lender is not going to give us money), and satisfactory home and termite inspections, etc., but holy shit guys, Jake and I are going to buy a house!
If the appraisal comes out lower than the bid- and we don't get the loan- we are able to walk away or we can re-negotiate the price to one where the lender will give us the loan.
Since when did I become old enough to make these decisions?

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